There’s consumption spending — things you buy just to use or enjoy right now.
And there’s investment spending — the kind that helps you grow, earn, or move forward. 🌱
If it’s not essential, it might be worth waiting until you can pay for it outright.
But if it’s an investment — in your education, career, business, or even consolidating debt — then borrowing can be a strategic move, not a setback.
Do your research, compare rates, and borrow wisely. Every smart choice compounds over time. 💡
🎧 Listen to the full episode: https://bit.ly/TimeOut205
🎥 Watch the video: https://youtu.be/PQLjzmm_1nc
#SmartMoneyMoves #FinancialWellness #InvestInYourself #WealthBuilding #DebtWisdom #MoneyMindset #PurposeDrivenFinance
