If you work for a nonprofit or government hospital (including most residency programs), your residency and fellowship years can count toward the 120 on-time payments needed for loan forgiveness.

A 6-year residency + 3-year fellowship?
That’s 9 years counted — with just 1 year left in some cases.

There are caveats, so talk to a professional.
But go into the conversation informed. 💡🙏🏼

🎧 https://bit.ly/TimeOut208
🎥 https://youtu.be/c-HhMkMZxJU

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